America's Lowest Rates

Compare Mortgage Rates

Use America's Lowest Rates to find some of the lowest mortgage rates currently available.

Product Rate APR Points Lock Days
30-Year Fixed 3.750% 3.862% 1 30
15-Year Fixed 3.250% 3.448% 1 30
30-Year FHA 3.750% 5.092% 1 30
 
Note: All rates shown are for 30 day rate locks. Longer locks are available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, a $495 application fee, $400 appraisal fee, $715 underwriting fee and a $16 flood certification fee for qualified applicants with full documentation of income. Other fees will also impact APR and all rates are subject to change without notice.

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America's Lowest Rates is a mortgage rate comparison tool that can save homeowners and home buyers hundreds or thousands of dollars by finding the some of the lowest current mortgage interest rates available. Simple input information in the form below to compare mortgage rates.

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Current mortgage interest rates are lower than ever. Both current homeowners and potential home buyers can take advantage of some of America's lowest rates. A lower mortgage rate can slash a homeowner's monthly mortgage payment by hundreds of dollars. For a home buyer, finding one of America's lowest rates can mean an affordable housing and the ability to purchase a larger, more valuable home. Low mortgage interest rates are especially beneficial for first-time homebuyers struggling to qualify for home loans.

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